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Plastiq would like to bring you South Africa credit card information on how to use a credit card and advice on all relevant topics. You will always be informed when making a choice of credit card, as well as once you are a credit card holder. Over the next few months you will find more articles in this section, which will help you with your money matters.
| Save by changing the way you pay your credit card |
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| Like all things in life which have pros and cons, using the borrowed funds made available to you on a credit card must be paid back at some stage. Knowing how to use your credit card and paying these funds back in time is critical in being a financia... |
| Read more |
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| Personal Credit Cards |
| June 2009 |
| Owning a credit card has become as normal as having a bank account. All of the available credit cards in South Africa offer different fee structures, interest rates and rewards programs. Personal credit cards are issued by financial institutions for ... |
| Read more |
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| Compare Rewards Credit Cards |
| November 2009 |
| There are a range of credit cards available to individuals who want to earn each time they spend. These are known as rewards credit cards, and they are especially beneficial to cardholders who swipe their cards frequently, and manage their balances e... |
| Read more |
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| Compare American Express Credit Cards |
| November 2009 |
| American Express is one of the most respected names in international banking, and its range of personal credit cards is available in South Africa to qualifying applicants. Catering to the different spending requirements of South African consumers, th... |
| Read more |
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| Credit Card Rates |
| November 2009 |
| There are rates applicable to all credit cards in South Africa, and these rates vary according to the type of credit card you have. Whether you have a straightforward credit card for easy financial management, or a sophisticated card for ultimate spe... |
| Read more |
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| Using Credit Wisely |
| November 2009 |
| It's essential for every credit user to make use of credit wisely. Since the introduction of the National Credit Act, it's become easier for individuals to understand how credit works, and thus to use it properly.
This, in fact, was one of the major... |
| Read more |
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| Find a Credit Card to Match Your Lifestyle |
| November 2009 |
| Every credit user has different lifestyle needs. Plastiq.co.za offers a range of credit cards to cater for a range of spending habits and financial needs of South African credit users. Thus, when you browse the selection of credit cards available, yo... |
| Read more |
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| What is Credit Card Insurance? |
| December 2009 |
| Credit card insurance is more accurately known as a balance protection plan or a credit card protection plan. It serves to cover a cardholder's outstanding balance in the event of his or her death, disability, critical illness or retrenchment. When y... |
| Read more |
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| Visa Credit Cards in South Africa |
| December 2009 |
| Visa operates the largest and most sophisticated retail electronic payment network in the world. In South Africa, a variety of Visa-backed credit cards are issued by the country's leading banks, and give cardholders the freedom to shop anywhere in th... |
| Read more |
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| American Express® Charge Cards |
| December 2009 |
| American Express is one of the most popular names in global banking, and these prestigious cards are now available in South Africa. Plastiq.co.za presents a range of American Express charge cards and credit cards, also knows as Amex cards, making it ... |
| Read more |
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| Credit Card Rewards Programmes |
| June 2009 |
| Applying for a credit card involves far more consideration simply choosing which card catches your attention first. Important factors to consider when you compare credit card deals should include fees, interest rate, your current financial status and... |
| Read more |
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| Chip and PIN Credit Cards |
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| Chip
and PIN credit cards have been introduced throughout South Africa in order to
reduce credit card fraud and boost card security. Also known as "smartcards",
these credit cards are almost impossible to forge, and thus offer cardholders
greater... |
| Read more |
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| Compare Nedbank Credit Cards |
| November 2009 |
| If you're seeking an efficient money management tool that combines spending flexibility with valuable consumer benefits, look no further than the Nedbank range of credit cards. With options to match every type of spending style, the Nedbank credit ca... |
| Read more |
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| Compare Personal Credit Cards |
| December 2009 |
| Are you searching for a personal credit card? You're at the right place. Using the handy credit card comparison tools found here, you'll be able to find the ideal personal credit card to match your spending requirements.
When it comes to personal cr... |
| Read more |
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| Compare Business Credit Cards |
| December 2009 |
| If you've just started a business, or your run a company from home, it's possible that you're using your personal credit card to manage your business finances. Have you considered that there may be a more efficient way to manage your company's financ... |
| Read more |
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| Credit Card Finder |
| December 2009 |
| Finding a credit card has never been easier, thanks to the efficient credit card finder and comparison tools provided by Plastiq.co.za. Via our site, you can find some of South Africa's leading credit cards, and also compare these to find out which w... |
| Read more |
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| Apply for a Credit Card |
| January 2010 |
| In the old days, the only way to apply for a credit card was by going into your bank branch and filling in the applicable forms in person. Today, however, all you need to do is connect to the Internet, from wherever you are, and you can apply for a c... |
| Read more |
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| Apply for a Small Business Credit Card |
| January 2010 |
| It's a savvy idea for any business owner to have a dedicated credit card for their company. That's exactly why business credit cards have been created: In order to keep personal finances and business finances separate, and thus to help company owners... |
| Read more |
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| Personal Credit Profile |
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| Your
personal credit profile is an overview of how you as an individual manage debt.
It's a complete history of your credit usage, and reflects your ability to
repay credit promptly and efficiently. It also reveals any payment defaults or
arrears... |
| Read more |
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| American Express Membership Rewards™ |
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| The American Express® Membership Rewards programme is considered by many to be one of the top loyalty systems of its kind, with a range of respected partners and rewards offered to its members.
Points never expire, and members can choose how t... |
| Read more |
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| Nedbank Greenbacks |
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| The Nedbank Greenbacks credit card is a rewarding, quality credit card offered by one of South Africa's leading banks. Backed by American Express and offering valuable rewards to cardholders, the Nedbank Greenbacks credit card is one of the most popu... |
| Read more |
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| Withdrawing Cash from Your Credit Card |
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| A credit card is a worthwhile financial tool that can be used in a variety of circumstances, and in almost any destination in the world. It can serve as your most efficient financial tool, helping you to manage your finances simply and effectively.
... |
| Read more |
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| How to use your credit card |
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| The technology behind credit cards is complex, but using your credit card is really simple.
Once you receive your new credit card, be sure to sign the back, and the card is ready for use.
You can use your credit card wherever your card provider is ... |
| Read more |
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| How to choose the right business credit card |
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| A business credit card enables businesses to make work-related payments easily while keeping detailed records and setting limits on their spending.
A company credit card is obviously much safer than issuing employees cash for expenses, and is less o... |
| Read more |
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| Improve your credit rating |
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| A good credit rating is crucial. Without a history of using credit responsibly, banks and other reputable financial institutions are unlikely to extend credit to you. Abusing credit, such as spending more than you can afford or not paying your bills ... |
| Read more |
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| Popular credit cards in South Africa |
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| South Africans are fortunate to have a world-class banking sector offering a healthy variety of credit cards.
This means that you should be able to find the card that suits your particular needs. Make sure you don't miss the opportunity to get the r... |
| Read more |
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| How Is A Credit Limit Set? |
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| If
you have a credit card or are about to apply for one, you may be interested in
knowing how banks and lenders set credit limits.What is a credit
limit?A
credit limit is the amount of credit that a lender extends to you for a
particular line of... |
| Read more |
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| Compare Gold and Platinum Credit Cards |
| November 2009 |
| A gold or platinum credit card offers the ultimate in spending flexibility. Providing a larger credit limit than everyday credit cards, as well as exclusive cardholder benefits, these cards are a stylish reflection of status and prestige. They also o... |
| Read more |
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| Compare Business Credit Cards |
| November 2009 |
| If you're a business owner, you'll know just how vital it is to keep your personal and business finances separate. Managing your business finances effectively is key to keeping track of your cash-flow, and enjoying a number of rewarding benefits. It'... |
| Read more |
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| SAA Voyager Rewards |
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| The SAA Voyager Rewards card is a remarkable credit card for frequent travellers, offering one of the best air mile reward systems available in South Africa. For frequent shoppers who travel often, the SAA Voyager credit card enables rapid accumulati... |
| Read more |
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| Low Interest Credit Cards |
| June 2009 |
| What is an interest rate?A credit card interest rate is the amount charged on outstanding balances on a credit card. Because credit is money that belongs to someone else - usually a bank or lending institution - credit users have to pay a fee for the... |
| Read more |
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| Balance Transfer Cards |
| June 2009 |
| All credit card providers offer different repayment terms to cardholders, and often, different interest rates too. Thus, lenders that offer competitive interest rates and cards with lower annual interest rates are very popular in South Africa. In fac... |
| Read more |
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| How to protect your credit profile |
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| When you apply for a loan or credit card, or apply to open a store account, your details are forwarded to a credit bureau to check your credit profile. The bureau will reveal your credit history to the bank or merchant, who will use this information ... |
| Read more |
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| Cash Back Credit Cards |
| June 2009 |
| The assortment of credit card benefits available is a major bonus for existing cardholders. Cash back credit cards are one of the options offered by some schemes which are a very popular way of earning rewards for every time you spend money on your c... |
| Read more |
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| What To Do If Your Credit Card is Lost or Stolen |
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| As
a responsible credit card user, it's vital to know what to do in the event of
your credit card being lost or stolen. A lost or stolen credit card is not just
a nuisance: It could be damaging to your finances.Following
the steps below will help... |
| Read more |
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| MasterCard in South Africa |
| December 2009 |
| Along with its well-known rival, Visa, MasterCard is one of the world's largest facilitators of purchases between consumers and merchants. MasterCard is one of the most widely-accepted types of credit cards in the world, and can be used virtually any... |
| Read more |
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| Making a Credit Card Application easy |
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| Are
you planning to apply for a credit card? If so, you'll probably need certain
documents on hand in order for your application to processed. To ensure that
your application is processed quickly and smoothly, have these documents ready
when you ... |
| Read more |
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