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The American Express® Gold Credit Card
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Features & Benefits

With an American Express® Charge Card you will benefit from the following features:

  • No pre-set spending limit*
  • Up to 55 days interest free on most purchases, provided your account is paid in full
  • Budget facility available
  • Automatic Payment Orders available
  • American Express Charge Cardmembers can join the Membership Rewards® programme at an annual fee
  • Competitive credit interest rates
  • Cash withdrawals available through national and international networks
  • Lost Card Protection - you will not be liable for any transaction arising after your card is reported stolen or lost
Additional Benefits
(These benefits are applicable to the Gold Charge Card only)
  • Free supplementary cards and free personal travel card
  • Year-end summary - provides consolidated and categorised view of annual expenditure
  • Complimentary access to American Express dedicated travel and concierge service consultants
  • Access to Premier Club lounges at the major South African airports. First eight visits per calendar year are free
The American Express® Gold Card
The American Express® Gold Card
Features
  • No pre-set spending limit. Two free supplementary cards
  • Year-end summary provides consolidated and categorised view of annual expenditure.
  • Complimentary access to American Express dedicated travel and concierge service consultants.
Rewards Details
  • Membership Rewards™ offers great rewards when using the American Express Credit Cards.
  • Points are redeemable for a wide variety of rewards in the retail, entertainment, leisure, sport and travel spheres.
  • Earn 1 Membership Rewards™ point for every R5 you charge to your Card (excluding cash advances and bank charges).
Qualifying Criteria
  • Earn over R200 000 per annum
Interest Rates
Debit Purchases
16.75%
Debit Cash/Garage 16.75%
Balance Transfer Not Applicable
Credit Tiered 0.25% - 3.75%
Interest free period 55 days
Fees & Subscriptions
Annual Card Fee
R475.00
Supplementary Card Fee Free
Garage Card Fee Not Applicable
Annual Rewards Fee R169.00
Digital Banking Fee R15.00
Replacement Card Fee Free
Click here to view Charges
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