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Overview

Compare American Express® Charge Cards with Plastiq by using information you can trust. We make sure you can make an informed decision when you apply for an American Express Charge Card.

The American Express Charge Card is known world-wide as the best card for meeting the travel and entertainment needs of financially responsible customers who desire recognition, security and quality customer service. When you compare American Express Charge Cards, a popular option is the Gold Charge Card which has a range of benefits, including no pre-set spending limit and competitive credit interest rates

Because the American Express Charge Card has no preset spending limit, you in effect set your own limit by your ongoing spend patterns and your ability to repay the full outstanding balance each month. (In order to protect you from fraudulent use of your card, a special authorisation may be required when the amount of the transaction demands this. In these cases, the Merchant will telephone the bank and they will promptly deal with the transaction.)

The American Express® Gold Card
Features
  • No pre-set spending limit. Two free supplementary cards
  • Year-end summary provides consolidated and categorised view of annual expenditure.
  • Complimentary access to American Express dedicated travel and concierge service consultants.
Rewards Details
  • Membership Rewards™ offers great rewards when using the American Express Credit Cards.
  • Points are redeemable for a wide variety of rewards in the retail, entertainment, leisure, sport and travel spheres.
  • Earn 1 Membership Rewards™ point for every R5 you charge to your Card (excluding cash advances and bank charges).
Qualifying Criteria
  • Earn over R200 000 per annum
Interest Rates
Debit Purchases
16.75%
Debit Cash/Garage 16.75%
Balance Transfer Not Applicable
Credit Tiered 0.25% - 3.75%
Interest free period 55 days
Fees & Subscriptions
Annual Card Fee
R475.00
Supplementary Card Fee Free
Garage Card Fee Not Applicable
Annual Rewards Fee R169.00
Digital Banking Fee R15.00
Replacement Card Fee Free
Click here to view Charges
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