| Features |
- The ability to charge everyday expenses and extend payment on purchases.
- Meets the everyday usage and lifestyle needs of young, financially responsible Cardmembers.
- Provides quality service they associate with the American Express brand.
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- The ability to charge everyday expenses and extend payment on purchases.
- Meets the everyday usage and lifestyle needs of aspirant, financial responsible Cardmembers.
- Provides quality service they associate with the American Express brand.
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| Rewards Details |
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Membership Rewards™ offers great rewards when using the American Express Credit Cards.
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Points are redeemable for a wide variety of rewards in the retail, entertainment, leisure, sport and travel spheres.
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Earn 1 Membership Rewards™ point for every R5 you charge to your Card (excluding cash advances and bank charges).
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Membership Rewards™ offers great rewards when using the American Express Credit Cards.
-
Points are redeemable for a wide variety of rewards in the retail, entertainment, leisure, sport and travel spheres.
-
Earn 1 Membership Rewards™ point for every R5 you charge to your Card (excluding cash advances and bank charges).
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| Qualifying Criteria |
- Earn over R36 000 per annum
- Credit scoring for general behaviour on existing accounts with any bank and/or Retailers.
- Employment and Residential Stability
- Minimum age 18
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- Earn over R120 000 per annum
- Credit scoring for general behaviour on existing accounts with any bank and/or Retailers.
- Employment and Residential Stability
- Minimum age 18
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| Interest Rates |
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| Debit Purchases |
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18.65%
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18.40%
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| Debit Cash/Garage |
18.65%
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18.40%
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| Balance Transfer |
9.90% for first 6 months
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9.90% for first 6 months
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| Credit |
Tiered 0.00% - 0.25%
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Tiered 0.00% - 0.25%
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| Interest free period |
55 days
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55 days
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| Fees & Subscriptions |
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| Annual Card Fee |
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R165.00
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R255.00
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| Supplementary Card Fee |
R165.00
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Free
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| Garage Card Fee |
Not Applicable
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Not Applicable
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| Annual Rewards Fee |
R169.00
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R169.00
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| Digital Banking Fee |
R15.00
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R15.00
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| Replacement Card Fee |
Free
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Free
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| Click here to view Charges |
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